Overcoming 3 Retirement Planning Obstacles
Having trouble getting started with your retirement plan? These practical solutions will help you overcome the three common challenges that many Canadians Face.
The Impact of Retirement Planning Assumptions
Retirement planning isn't a set-and-forget journey. Discover why regularly updating your assumptions and retirement projections is crucial in staying on course amidst financial uncertainties.
CPP: Why You May Get Less Than You Expect
The average CPP payment is only 62% of the maximum benefit. Learn why your benefits may fall short to avoid being surprised in retirement.
The Pain of RRSP Over-Contributions
Over-contributing to your RRSP can happen to anyone. Learn from John's story and avoid the steep penalties that come with this easily preventable mistake.
Avoiding Tax Surprises in Retirement
Retirees often find themselves unready for their first tax bill following retirement. If your withholding taxes aren't set appropriately, you could face a hefty bill come tax time.
Tax Updates for 2023: What Retirees Need to Know
If you’re planning on renovations in the next few years, you should know about these new and expanded tax credits.
Using Income Splitting to Protect the Surviving Spouse
Retired couples can benefit from income splitting and tax credits, but the early death of a spouse can lead to higher taxes. Planning now could save the surviving spouse from paying more taxes later.
Why Your RRSP is Worth Less Than You Think
Don't miss the RRSP contribution deadline for 2022. Learn how to maximize your savings and avoid being surprised by the taxes that will come due in retirement.
The Pros and Cons of Pension Income in Retirement
Lifetime income from pensions has major benefits which retirees shouldn’t ignore. Read on to learn the advantages and potential drawbacks of pension income, and how to get more of it.
Life Expectancy and Retirement Planning: What You Need to Know
Want to ensure your retirement savings last as long as you do? Learn how to calculate your own life expectancy for a solid retirement plan.
5 Reasons Your Retirement Plan May Not Succeed
You've been working hard for decades, but your retirement could still be at risk. Discover the top 5 reasons your retirement plan may not succeed.