Fee Only Financial Planning
Secure Your Retirement with Personalized Advice
Are you near concerned about making the right decisions for your retirement?
Do you want to have a reliable and unbiased source of guidance without any hidden agendas or conflicts of interest?
Evans Retirement Planning is here to offer you trustworthy advice-only retirement planning services.
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Individuals - $1,700 to $2,600
Couples - $2,000 to $3,200
Are you within five years of retiring and seeking clarity and confidence in your retirement plan? The Retirement Assessment service is tailored for individuals and couples like you, aiming to help you make well-informed decisions and create a solid action plan for the next chapter of your life.
What’s included:
A personalized retirement roadmap, illustrating two different retirement scenarios.
Strategies for how to maximize cash-flow, while keeping taxes to a minimum.
Guidance on how to get the most from your Canada Pension Plan and Old Age Security benefits.
Fully online experience so you can prepare for retirement from the comfort of home.
One month of post-delivery support to answer questions and assist with plan implementation.
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Individuals - $3,700 to $4,800+
Couples - $4,100 to $5,200+
For Canadians with more complex planning needs, such as business owners, those with rental properties, or those with estate planning complexities.
What’s included:Everything in the Retirement Assessment Service, plus
Business and rental property planning
Estate and long-term care planning
An extended meeting process to better align your money and your values.
Six months of post-delivery support.
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Annual fee - $1,100 to $2,200
The five years before and after retirement are the most crucial for ensuring a secure financial future. Retirement Transition Support is available for clients after the completion of a Retirement Assessment or Comprehensive Financial Plan.
What’s included:
An annual retirement plan update.
Ongoing assistance with the implementation of recommendations.
Phone and email support to answer financial questions as they arise.
As Featured in:
The Retirement Planning Process
Intro Meeting
In a brief conversation, we’ll get to know each other and determine if your needs and goals match our services and process.
After the meeting, a quote will be provided with the scope of the services to be provided and the total cost.
Discovery Meeting
In this meeting, we will discuss your retirement objectives and review your financial documents to clarify your present situation.
We will then agree upon a set of reasonable financial and personal assumptions which will form the basis of two or more retirement analysis scenarios.
Review Meeting
In the Review meeting, we will discuss the results of the retirement analysis and how it relates to your goals.
We will identify any potential obstacles to meeting your objectives, come up with strategies to mitigate risk, and decide on an action plan to improve your financial position.
Follow-up Meeting
As the final step in the retirement planning, we will reconnect one month after the plan review meeting to help reinforce the most important results of the analysis and to make sure that you’re on track with the implementation of the recommendations.
Client Testimonials
“We knew how to save and spend money all through our careers, however when it came to retirement planning, it was a difficult mindset shift to implement a decumulation strategy of spending which “buckets of monies” in a tax efficient manner, all the while not earning a pay cheque.
We were impressed by the way Jason took the time to get a feeling for where we were at financially, and he shared his in-depth knowledge of retirement planning in a professional manner. He always explained everything thoroughly and we never felt uncomfortable asking questions or expressing an opinion. Jason has a caring demeanour and was courteous, patient and easy to work with through many of our scenarios on future needs.
Over the last year, we have been following the retirement action plan and are quite confident with the advice and that the retirement action plan will guide and serve us well.
We highly recommend Jason’s professional retirement services.”
“Jason Evans is an excellent retirement planner. We appreciated his clear and comprehensive explanations of many different financial scenarios. Working with him gave us more confidence that our retirement goals were achievable. We highly recommend him!”
“Before working with Jason, we had done a decent job on our savings for retirement, however we had no clear plan about how to withdraw our funds once we did retire.
Jason helped us through figuring out what our monthly expenses would be based on our retirement goals (he also helped draw out the various aspects of expenses). He took our input and created a plan for withdrawing from our various accounts including CPP/OAS. He also provided a few options based on interest earned on our savings portfolio so we can adjust as time goes on.
Jason has a very nice manner and really made us feel there were no dumb questions. He spent extra time explaining his plans so that we would be comfortable using them on our own going forward.
I recommend anyone needing a hand to develop their retirement planning to work with Jason. You’ll feel more confident moving into your retirement!”
Frequently Asked Questions
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Typical clients:
Are between ages 50-60 and within 5 years of their desired retirement date
Have defined-benefit or defined-contribution pensions
Want to know if they can afford to retire, or know how much they can safely spend in retirement.
Have questions about when to start receiving CPP/OAS and how to draw down their investments in a tax efficient way.
Some are financially savvy and have done their own independent planning, but would like a second opinion to increase confidence for themselves or their spouse.
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Advice-only financial planning focuses solely on providing expert advice and guidance to clients without any investment or insurance sales.
In an advice-only financial planning model, the planner operates on a fee-for-service basis, and their compensation comes solely from the fees paid by the clients for the financial advice they receive.
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Choosing an advice-only financial planner ensures unbiased, personalized guidance without conflicts of interest. Unlike planners earning commissions from product sales, advice-only planners work on a transparent fee-for-service basis. This client-centered approach puts your needs first and helps you build a solid financial future with confidence.
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As an experienced financial planner who has created hundreds of personalized retirement plans, I can help you uncover blind spots and gain confidence in your financial future. With my expertise, I can identify potential pitfalls and opportunities that you might have overlooked.
Moreover, partnering with a financial planner saves you valuable time and effort, allowing you to focus on other aspects of your life while knowing that your financial goals are being proactively addressed.
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Certainly! I have a sample Retirement Assessment available for download. It showcases the kind of insights and recommendations you can expect from my tailored financial planning process, helping you understand how my services can support your financial goals with clarity and confidence.
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My project-based fee structure allows me to customize my services to suit your individual needs. The fees are based on the complexity of your financial situation and the scope of services required.
During our initial consultation, I take the time to understand your specific goals and financial objectives, as well as the level of assistance you need. Once I have a clear understanding of your requirements, I provide a transparent and detailed fee proposal, outlining the cost of the financial planning project. This ensures you only pay for the services you need, with no hidden charges or surprises.
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Getting started is easy! Click the "Start Now" button below to schedule a FREE introduction call.
We’ll have a casual chat about your retirement vision and see if we’re a fit to work together.
There is no need to prepare any documents before the meeting.